Diajukan sebagai tugas akhir dalam rangka penyelesaian studi strata (S1) Sarjana hukum konsentrasi hukum ekonomi bisnis pada program studi ilmu hukum

SUMIATI (220360030), Juridical Analysis of the Abolition of Credit Agreements Due to the Death of Debtors with Life Insurance Claims at the BRI SIDENRENG RAPPANG Branch (supervised by Asram A.T Jadda, S.HI., M.Hum, and Wahyu Rasyid, S.H., M.H.). This research aims to find out the form of settlement of a credit agreement from a debtor who dies with a life insurance claim and to find out the legal consequences of a credit agreement where the debtor dies. Data were analyzed descriptively-qualitatively with a
normative-empirical approach. Based on the results of this research, it can be concluded that the form of credit settlement from a debtor who dies with a life insurance claim is that when the debtor dies and still has outstanding debts, the insurance party, namely BRI Life, as the third party is responsible for paying off the debtor's remaining debt. fully. Considering the many risks that may arise when providing a loan through a bank, one of which is the death of the debtor during the term of the loan. Therefore, there are two legal consequences to the loan agreement. One of them is that the loan contract that was made included life insurance protection, so the loan contract was written off. Another possibility is that the heirs can compensate for losses based on Article 833 of the Civil Code. This code automatically has inheritance rights and claims against the heirs/debtors. However, it should be noted that the heirs have the right to consider whether to accept or reject it.